but "failed to realise" or cash in when it was going well, and fell on hard times, which seems to have led to a job at his wife's sister's home.
There is another death notice in the Trove website:
"DUNCAN - June 4 at the residence of her son-in-law Andrew Broad, Wynola, Croydon. Caroline, relict of the late Alexander Duncan of Glasgow, Scotland, aged 69 years."
She was buried at Rookwood - a vast cemetary at Sydney which, as Robin Johnson says, even had its own railway station at one point - and under the surname Duncan. In 1864 she had married Captain David Fermaner (1816 - 1893), harbourmaster of Port Albert, Victoria. So possibly they had separated and she had resumed calling herself Duncan. Anyway, the following death notice also refers to her:
"FERMANER. - On the 4th of June, at her son-in-law's residence, Wyloe, Croydon, Caroline Fermaner, wife of Captain David Fermaner, and mother of Mrs W. B. Howden, Port Albert."
Mrs WB Howden was Agnes Elizabeth Duncan. Croydon is a suburb of Sydney.